Customer Profile
Mr Jones is looking to buy residential property but has a recent CCJ on his account and cannot get mortgage from high street lenders.
Scenario
The client had a parking fine which he tried to dispute but unfortunately progressed to a CCJ and was showing as registered on their credit file within the last 12 months. The broker had been able to place the case but the client was unhappy with the offered mortgage rates.
Brilliant Solution
After a brief discussion with a High Street lender that we hold a relationship with, Brilliant Solutions were able to arrange for the lender to take a “view on the case” which would usually cause the case to be declined.
Result
The result of this conversation saved the customer 1.9% in interest and £11,284 over the 2 year period. A great outcome for all concerned!