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LiveMore. There’s a clue to what we do in our name.
We help people who are 50+ own a home and enjoy a life. Many of them struggle to achieve this because there’s a shortage of mortgage options for them – so they have to choose between paying for a property or having the income to live life to the full. We enable them to do both.
We’re a team of leading experts with specialist skills in mortgage finance and innovative tech. Together we’ve created a portfolio of interest-only mortgage products exclusively for those over 50. These offer fixed interest rates for periods ranging from 5 years to lifetime.
LiveMore works with intermediary partners to give this growing, but underserved, section of the market the extra financial freedom they desire. We do this by combining customer care, product innovation and advanced technology in ways that make it easy for people to live their later life to the full.
Why choose LiveMore ?
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Mortgages made easy
- Interest Only mortgages up to 75% LTV.
- Available on Purchase, Remortgage & Capital Raise on unencumbered properties.
- Defined Term (TIO) or Open-ended Term (TIO) options.
- No max age (RIO). -
Fresh look at affordability
- Holistic and flexible approach to affordability – no income multiples.
- No cap on employed / self-employed income.
- All income / assets / savings considered.
- Flexible options to solve 1st death stress on a RIO, including term assurance. -
What your customers really need
- Product terms from 5 years to fixed for life.
- No early repayment charges in the event of death / long term care.
- Payment break of up to 6 months available in event of borrowers’ death or major life event.
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Retirement experts- Only lender specialising in Interest Only mortgages for the over 50s.
- Practical broker tools to support sales – maximum borrowing calculator, ESIS generator.
- Straightforward online mortgage application system. -
Earn while you support
- For every annual customer care call completed, we will pay 0.13% gross (in addition to the 0.55% gross paid after completion) and we will do this for 15 years after completion.
- Our unique to the market Ongoing Care Fee helps you proactively identify borrowers who may become vulnerable in the future.
Important Resources
Contact Details
LiveMore can be contacted on 020 3011 4991 or email [email protected] where
one of the team will be happy to assist you.