Brilliant Solutions

Precise Mortgages

As your home specialist lending*, Precise Mortgages has been helping customers under-served by high street lenders or those with a less than perfect credit profile since our launch in 2010.

We believe that although your customer’s case may be complex, applying for it shouldn’t be. Our award-winning range of Buy to Let and Residential Mortgages, Bridging Finance and Second Charge Loans is designed to help you get the mortgage or loan your customer needs as quickly and easily as possible.

But don’t just take our word for it. Our research** has found that:

  • 98% of customers agree that our products met their mortgage needs
  • 95% of customers agree our communications are clear and easy to understand
  • 94% of customers received their mortgage in time to complete on their required date

* BVA BDRC Landlords Report Q3 2019 ** Research conducted directly with customers of Precise Mortgages Q3 2019

Buy to Let

- Personal & Ltd Co Structures of Ownership acceptable
- Landlords: up to 20 individual mortgages with Precise Mortgages
- Landlords: up to a combined value of £10 million with Precise Mortgages
- 6 Bed HMOs and Multi-unit (MUBs) considered
- Available in England, Wales & Scotland

Residential Mortgages

- New build and help to buy purchases
- Furloughed income considered
- Self-employed customers with 1 year’s figures accepted
- Customers with less than perfect credit histories
e.g. historic CCJs, defaults & unsecured/secured arrears

Bridging Finance

- Downsizing
- Additional securities accepted (Cross charging)
- Chain Break: Could be the solution if your customer wants to buy a new home whilst waiting for their current one to sell, or if a sale is in danger of falling through because of chain break

Second Charge Mortgages

- Could be suitable for those seeking a remortgage alternative
- Employed and self employed customers considered
- No early repayment charges if your customer decides to repay all or part of their loan early and no assessment fee for cases submitted to us direct

Scroll to Top