Brilliant Solutions

Virgin Money Update

Virgin Money has announced an important product update for advisers.  Virgin Money products and support with the lender, including same day payment on completion,  is all available accessible through our direct to lender mortgage clubContact us for more information. 

ANNOUNCEMENTS

WE’RE MAKING SOME CHANGES

We wanted to let you know that we’re reducing the rates on the following Virgin Money products on Tuesday 23 January.

Remortgage Exclusives
  • 2 year fixed rates with £995 fee will be reduced by up to 0.29%, starting from 4.64%.
  • 5 year fixed rates with £995 fee will be reduced by up to 0.54%, starting from 4.19%.
  • 5 year fixed rate fee-savers will be reduced by up to 0.54%, starting from 4.39%
Purchase & Remortgage £1m+ Exclusives
  • 2 year fixed rates with £2,195 fee will be reduced by up to 0.32%, starting from 4.51%.
  • 5 year fixed rates with £2,195 fee will be reduced by up to 0.29%, starting from 4.20%.
  • 2 year fixed rates with 1% fee will be reduced by up to 0.65%, starting from 4.64%.
  • 5 year fixed rates with 1% fee will be reduced by up to 0.30%, starting from 4.34%.
  • 2 year fixed rates with 3% fee will be reduced by up to 0.45%, starting from 3.87%.
  • 5 year fixed rates with 3% fee will be reduced by up to 0.37%, starting from 3.97%.

We’ll also be withdrawing the following products at 8pm on Monday 22 January:

  • 65% LTV 2 Year Purchase Exclusive Fixed Rate with £1,295 fee at 4.47%.
  • 75% LTV 2 Year Purchase Exclusive Fixed Rate with £1,295 fee at 4.52%.
  • 85% LTV 2 Year Purchase Exclusive Fixed Rate with £1,295 fee at 4.60%.
  • 65% LTV 5 Year Purchase Exclusive Fixed Rate with £1,295 fee at 3.92%.
  • 65% LTV 2 Year Purchase Exclusive Fixed Rate fee-saver at 4.79%.
  • 70% LTV 3 Year Remortgage Exclusive Fixed Rate with £995 fee at 4.78%.
  • 60% LTV 2 Year Remortgage Exclusive Fixed Rate with 1% fee at 4.24%.
  • 70% LTV 2 Year Remortgage Exclusive Fixed Rate with 1% fee at 4.39%.

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

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