Home » Direct to Lender » Secured Loans

Secured Loans

Low fees, high commissions with total control and flexibility.

Some of the lowest fees in the market. Flexibility to pay costs upfront or on completion. Stay in control and submit direct to lender, advise and use a packager or refer. All of this plus market leading proc fees, paying 100% on proc fee commission.

Making secured loans work for you and your clients .

Market Leading Procuration Fees

We pay an unbeatable 100% of the proc fee for packaged (gross) cases. We won’t be beaten on mortgage club commission either. Earn more with Brilliant.

Lowest Range of Fees in the Market

We are committed to charging low fees business wide, secured loans is no exception. We charge incredibly low fees for packaging and referral (advice) ensuring that secured loans work for you and your client.

Best Outcomes for Clients

The regulator heavily encourages secured loans to be considered and using Brilliant gives you access to the industry’s products without fees making the solution inappropriate. We put your clients first.

Packager Services (Master Broking)

We will support you through this unique process with our experienced team. As packagers, we have unrivalled lender and product access with the ability to negotiate with underwriters and make a real difference.

Referral Services

Take no risks with advice or your client. We assess pre-referral, minimising disruption and ensuring the client gets the most appropriate product.

Direct to Lender Submission via Mortgage Club

For those advisers that are experienced in the secured loans sector, we offer direct to lender access through our mortgage club with all of the benefits of our mortgage club services including great support, competitive proc fees and payment on completion.

Low Client Fees
Market Leading Proc Fees
Lender Panel
Deal Costs
Advise and Use Packager
Refer the Client and Earn
Advise and Deal Directly with Lender

Panel

We have access to every major secured loans lender in the UK through our extensive panel. Click below for full details:

See Our Panel

See table below for our Packaged Proposition or Click Here for more details on our referral proposition... Brilliant Loans

Your Role	Our Role	Deal Costs*	Our Fee	Your Fee & Commission
You advise We package	Up to £50,000	Client pays for Val We pay other costs	£1,395	Earn 100% of your fee PLUS 100% Gross Proc
You advise We package	£50,000 to £80,000	Client pays for Val We pay other costs	£1,495	Earn 100% of your fee PLUS 100% Gross Proc
You advise We package	£80,000 +	Client pays for Val We pay other costs	£1,595	Earn 100% of your fee PLUS 100% Gross Proc
You advise We package	Up to £50,000	We pay Val & all deal costs	£2,395	Earn 100% of your fee PLUS 100% Gross Proc
You advise We package	£50,000 to £80,000	We pay Val & all deal costs	£2,495	Earn 100% of your fee PLUS 100% Gross Proc
You advise We package	£80,000 +	We pay Val & all deal costs	£2,595	Earn 100% of your fee PLUS 100% Gross Proc
You advise We package	£100,000 +	Variable	Variable Agreed with you	50% of all income net of any deal costs.

To refer clients for Secured Loan advice please
click here for commissions and details.

*Where our fee includes valuation costs, it only includes valuations up to a £1m limit.

**Deal costs incurred only include typical deal costs such as AVM, Land Reg Searches, BSQs, Consent etc.

To see our Proc Fees including Gross (Enhanced) Proc Fees and Net Adviser Proc Fees Click Here.

Charges & Fees are negotiable on cases over £100k. We will not charge more than the equivalent £80k+ fee but could reduce fees due to the availability of greater commission. Fees on these cases are subject to your agreement and all deal income including the full enhanced packaging proc fee will be split 50:50 after any deal costs (inc valuation) are deducted.