Brilliant Solutions

People are complicated but mortgage lending doesn’t have to be. UTB (United Trust Bank) are a specialist bank based in the heart of London who support customers that are underserved by the high street. UTB offers a range of residential, buy-to-let and second charge mortgage products designed to offer flexibility and a common sense approach to mortgage lending.

Why choose UTB ?

Service is at the centre of what we do. We believe that a careful blend of technology and great people lead to an excellent customer experience. We are 100% intermediary focused offering competitive rates for your specialist mortgage needs, all in one place. Our expert underwriters manually underwrite each application giving us the ability to offer a flexible approach to lending, understand your customer and talk you through the requirements. Our field and telephone BDMs are on hand to make sure you have the right support when you need it.

Cases we can help you with:

Property type (including above commercial, ex-local, high rise, farmhouses and grade 2 listed)

Complex income (self-employed, multiple income, contractors and 0 hours)

Non-standard construction (concrete, steel framed, timber framed and single skin brick)

imperfect credit (CCJs, Defaults and missed mortgage payments)

Tools and Useful Links

Calculator

Calculator

Online Criteria Guide

Industry Insights

Documents

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Getting in Touch

Speak to us

Mortgage Enquiries team:
0207 031 1551
[email protected]

Mortgage Underwriting team:
0207 031 1552

 

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