Brilliant Solutions

Express Payment Requests are showing error messages but please ignore these as the requests are being received. The error relates to the email confirmation only. 

The company will be closing early on Tuesday 16th September at 2pm for all staff training across all departments. We will be open as usual on Wednesday 17th September. We apologise for any inconvenience this causes. 

The deadline for express requests on the 16th September will be 1 PM.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Legal and General Update

Here is the latest release from Legal and General.  To view our products or for more information and tools you need to control and develop your business, visit our website here or contact the Brilliant Solutions team.

We’ve launched new criteria today to support higher LTV customers – including first time buyers.
  • New Build Flats now accepted up to 90% LTV.
  • Joint Borrower Sole Proprietor now accepted up to 90% LTV.
    • 70% max LTV if all applicants are retired.
    • 80% max LTV if term takes youngest applicant into retirement.
    • 90% max LTV if the term does not take the youngest applicant into retirement.

*Where lending above 70% LTV – the max age of any applicant at the end of the term is 90. No maximum age if <70% LTV.

– Minimum income of £20,000 removed from Later Life Lending applications.

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