Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
We’re making changes to our mortgage range from 9am, Monday 22nd September
Our updated mortgage range will be live on our website 9am, Monday 22nd September 2025.
Our current range will be removed 5pm, Sunday 21st September 2025.
Mortgage range changes include:
Rate decreases
Residential
- 5-year fixed 90% LTV product (without product fee) by 0.08%
Residential (with cashback)
- 5-year fixed 90% LTV product by 0.06%
Help to Buy (Wales)
- 2-year fixed 75% LTV product by 0.08%
Joint Borrower Sole Proprietor
- 5-year fixed 85% LTV product by 0.06%
- 5-year fixed 90% LTV product by 0.08%
Holiday Let
- 2-year fixed 60% LTV products by 0.10%
Rate increases
Residential
- 2-year fixed 65% LTV product (without fee) by 0.06%
- 3-year fixed 65% LTV product by 0.05%
- 5-year fixed 65% LTV product (without fee) by 0.04%
- 2-year fixed 75% LTV product (without fee) by 0.07%
- 3-year fixed 75% LTV product by 0.07%
- 5-year fixed 75% LTV product (without fee) by 0.06%
- 2-year fixed 80% LTV product (without fee) by 0.11%
- 2-year fixed 85% LTV product (with £895 product fee) by 0.06%
- 5-year fixed 85% LTV product (without fee) by 0.06%
Residential (with cashback)
- 2-year fixed 65% LTV product by 0.07%
- 2-year fixed 75% LTV product by 0.06%
- 2-year fixed 75% LTV product by 0.05%
- 2-year fixed 85% LTV product by 0.03%
Joint Borrower Sole Proprietor
- 2-year fixed 75% LTV product by 0.08%
- 5-year fixed 75% LTV product by 0.10%
- 2-year fixed 80% LTV product by 0.11%