Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
We’re making changes to our mortgage range from 9am, Wednesday 1st October
Our updated mortgage range will be live on our website 9am, Wednesday 1st October 2025.
Our current range will be removed 5pm, Tuesday 30th September 2025.
Mortgage range changes include:
Rate decreases
Residential
- 2-year fixed 65% LTV product (with £1499 product fee) by 0.01%
- 5-year fixed 65% LTV product (with £1395 product fee) by 0.02%
- 2-year fixed 90% LTV product (with no product fee) by 0.04%
- 3-year fixed 90% LTV product by 0.04%
- 5-year fixed 90% LTV product (with no product fee) by 0.04%
- 5-year fixed 95% LTV products by 0.05%
Residential (with cashback)
- 2-year fixed 65% LTV product by 0.02%
New Build
- 2-year fixed 95% LTV Shared Ownership product by 0.10%
- 2-year fixed 75% LTV Help to Buy (Wales) product by 0.10%
- 5-year fixed 75% LTV Help to Buy (Wales) product by 0.05%
Joint Borrower Sole Proprietor
- 2 & 5-year fixed JBSP 90% LTV product by 0.05%
Buy to Let
- 5-year fixed 60% LTV product (with £1395 product fee) by 0.05%
- 5-year fixed 70% LTV product (with £1395 product fee) by 0.02%
Holiday Let
- 2-year fixed 60% LTV products by 0.10%
- 5-year fixed 60% LTV (with £1395 product fee) by 0.05%
- 2-year fixed 75% LTV product (with no product fee) by 0.40%
- 5-year fixed 75% LTV product (with no product fee) by 0.20%
Rate increases
Residential
- 2-year fixed 65% LTV product (with no product fee) by 0.02%
- 5-year fixed 65% LTV product (with no product fee) by 0.01%
- 2-year fixed 75% LTV product (with £895 fee) by 0.02%
- 2-year fixed 75% LTV product (with no product fee) by 0.01%
- 5-year fixed 75% LTV product (with no product fee) by 0.02%
- 5-year fixed 80% LTV products by 0.02%
- 2-year fixed 85% LTV products by 0.02%
- 2-year fixed 90% LTV product (with £895 fee) by 0.02%
Residential (with cashback)
- 2-year fixed 80% LTV product by 0.02%
- 2-year fixed 90% LTV product by 0.02%
Joint Borrower Sole Proprietor
- 2 & 5-year fixed JBSP 75% LTV product by 0.01%
- 5-year fixed JBSP 80% LTV product by 0.02%
- 2-year fixed JBSP 85% LTV product by 0.04%
- 5-year fixed JBSP 85% LTV product by 0.02%
Other Information
Standard Variable Rate (SVR)
- This will decrease to 6.80% (Previously 6.92%)
Holiday Let Stress Rate
- This will decrease to 7.40% (Previously 7.80%)