Here are the latest updates from the Suffolk Building Society. These products are available via our direct to lender mortgage club which offers you payment on completion as well as specialist mortgage support and more. Click here for a full list of Suffolk products.
Criteria changes effective 9th Jan 2026
- Four applicants/four incomes (all lending areas except Self Build) – this includes Expat, BTL, Hol Let etc.
- Aunts and uncles for gifted deposits.
- 75% of bonus and commission used.
- Contractor Policy updated.
- 12 months minimum time contracting or 2 years’ experience in the industry
- 3 months remaining on contract or evidence it’s been renewed at least once with the same contractor or evidence of renewal going forward.
- Background investments used for affordability
- 75% of the fund value divided by term or 10 years, whichever is higher for additional income – to support affordability.
- Must be a professionally managed fund.
- Capital raising to put funds into trust.
- Foster Income now treated as self-employed income.