Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
Mortgage Range Changes – Effective from 6th July 2026
Our updated mortgage range will be live on our website 9am, Monday 6th July 2026.
Our current range will be removed 5pm, Sunday 5th July 2026.
Mortgage range changes include:
Rate decreases
Residential
- 2-year fixed 65% LTV products by up to 0.12%
- 3-year fixed 65% LTV product by 0.10%
- 5-year fixed 65% LTV products by up to 0.17%
- 2 & 5-year fixed 75% LTV products (with product fees) by 0.10%
- 3-year fixed 80% LTV product by 0.07%
- 5-year fixed 80% LTV products (with product fees) by 0.10%
- 2-year fixed 85% LTV product (with product fees) by up to 0.05%
- 5-year fixed 85% LTV products by 0.10%
- 2-year fixed 90% LTV product (with £1499 product fee) by 0.04%
- 5-year fixed 90% LTV product (without product fee) by 0.07%
Residential (with cashback)
- 5-year fixed 65% LTV product by 0.17%
- 5-year fixed 85% LTV product by 0.10%
- 5-year fixed 90% LTV product by 0.07%
New Build
- 2 & 5-year fixed 95% LTV Shared Ownership products by 0.10%
- 2-year fixed 90% LTV Shared Ownership product by 0.10%
- 5-year fixed 90% LTV Shared Ownership product by 0.07%
Joint Borrower Sole Proprietor
- 5-year fixed 85% LTV product by 0.10%
- 5-year fixed 90% LTV product by 0.07%
Buy to Let
- 5-year fixed 60% LTV product (with £1395 product fee) by 0.10%
Holiday Let
- 2-year fixed 60% LTV product (with £895 product fee) by 0.08%
- 5-year fixed 60% LTV product (with £1395 product fee) by 0.06%
- 2-year fixed 75% LTV product (without product fee) by 0.05%