Hinckley and Rugby Building Society has updated its product and criteria, the details are below. These products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business.
PRODUCT UPDATE: New rates on selected discount products
From 9am on Wednesday 7 October 2026, we’re making rate and LTV changes to selected products across our Core, Income Flex and Buy-to-Let ranges, and withdrawing two existing customer retention products.
If you have a case ready to place or would like to discuss affordability options for a client, our team is here to help.
Purchase and remortgage products
Core Residential rate changes
Core – 2 Year Discount – 90% LTV – H2D04
- Rate amended from 5.25% (1.64% off Homeowner Variable Rate) to 5.45% (1.44% off Homeowner Variable Rate) – (previous code – HVD31)
Core – 2 Year Discount – 80% LTV – H2D05
- Rate amended from 4.70% (2.19% off Homeowner Variable Rate) to 4.95% (1.94% off Homeowner Variable Rate) – (previous code – H2D03)
Income Flex rate changes
Income Flex – 2 Year Discount – 95% LTV – IFHD14
- Rate amended from 5.59% (1.30% off Homeowner Variable Rate) to 5.75% (1.14% off Homeowner Variable Rate) – (previous code – IFHD12)
Income Flex – 2 Year Discount – 90% LTV – IFHD16
- Rate amended from 5.29% (1.60% off Homeowner Variable Rate) to 5.50% (1.39% off Homeowner Variable Rate) – (previous code – IFD202)
Income Flex – 2 Year Discount – 80% LTV – IFHD15
- Rate amended from 4.99% (1.90% off Homeowner Variable Rate) to 5.19% (1.70% off Homeowner Variable Rate) – (previous code – IFD201)
Existing customer remortgage products
For full details of the rate and LTV changes to our existing customer remortgage products, click below.
Product withdrawals
The following products will be withdrawn from 9am on Wednesday 7 October 2026:
- Remortgage – 2 Year Discount 4.19% (2.70% off Homeowner Variable Rate) – 60% LTV – DR04
- Remortgage – Discount for term 4.19% variable (2.70% off Homeowner Variable Rate) – 60% LTV – TDR05