Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
Mortgage Range Changes – Effective from 2nd October 2026
Our updated mortgage range will be live on our website 9am, Friday 2nd October 2026.
Our current range will be removed 5pm, Thursday 1st October 2026.
Mortgage range changes include:
Rate decreases
Residential
- 5-year fixed 95% LTV products by 0.05%
Holiday Let
- 5-year fixed 60% LTV product (with £1395 product fee) by 0.03%
Rate increases
Residential
- 2, 3 & 5-year fixed 65%, 75%, 80% & 85% LTV products by up to 0.05%
- 2-year fixed 90% LTV products (with product fee) by 0.02%
- 5-year fixed 90% LTV product (without product fee) by 0.02%
The above changes also apply to our CIS 6 months and 1-year self-employed products.
Residential (with cashback)
- 2 & 5-year fixed 65%, 75%, 80% & 85% LTV products by up to 0.04%
- 5-year fixed 90% LTV product by 0.03%
Joint Borrower Sole Proprietor
- 2-year fixed 75% LTV product by 0.16%
- 5-year fixed 75% LTV product by 0.04%
- 2 & 5-year fixed 80% LTV products by 0.02%
- 2 & 5-year fixed 85% LTV products by up to 0.03%
- 5-year fixed 90% LTV product by 0.02%
New Build
- 2 & 5-year fixed 75% LTV Help to Buy Wales products by 0.13%
Buy to Let
- 5-year fixed 60% LTV product (with £1395 product fee) by 0.05%
- 2 & 5-year fixed 70% LTV products by 0.03%
- 5-year fixed 75% LTV product (without product fee) by 0.03%
Holiday Let
- 2 & 5-year fixed 75% LTV products by up to 0.05%