Brilliant Solutions offers packaging expertise on Buckingham BS products so we are available to help with your cases and you can also access their products through our direct to lender mortgage club which not only gives you the support you need but pays you on the day of completion.
This is the latest announcement from Buckinghamshire BS.
Announcement
Day 1 – First Time Buyer 95% LTV
Today, in the first of our ‘Week of Winter Product Drops’, we’re delighted to unveil our new 95% LTV product, exclusively for First Time Buyers. This product is a beacon of hope for those dreaming of owning their first home in these frosty times.
With a high loan-to-value ratio and flexible terms, it’s tailored to make those first steps onto the property ladder not just possible, but comfortable and secure.
Dive into the details and discover how we’re helping to turn home ownership dreams into reality.
Key features include:
- Fixed Rate of 6.14% until 28th February 2027
- Minimum age 18
- Loans from £50,000-£500,000
- Maximum term of 40 Years
- At least one applicant must be a first time buyer
- Standard credit criteria applies
- Available for new build properties but LTV will be restricted to 90%
- No product fee
- Other fees & T&Cs apply
Should you have any questions or require more specific details about our latest mortgage products, your dedicated Key Account Manager is just a call or an email away. Reach out to them to explore these opportunities further and see how they can add value to your client engagements.
Day 2 – Winter Product Drops
Welcome back to our ‘Week of Winter Product Drops’. In today’s spotlight is our brand-new, innovative Non-Standard Credit mortgage product.
We understand that financial journeys are as unique as snowflakes, and traditional credit assessments don’t always tell the whole story. That’s why we’ve developed a solution designed for those with non-standard credit histories, offering a new path to homeownership.
Learn how we’re embracing financial diversity to provide more inclusive mortgage options.
Key Details:
- Fixed rate of 6.39% until 28th February 2026
- Maximum LTV 80% (including for debt consolidation use)
- Purchase or Remortgage
- Loans available from £50,000 to £500,000
- Other fees & T&Cs apply
We can consider applicants in a Debt Management Plan (DMP) that will either remain or be repaid on completion and applicants with a Discharged Bankruptcy or with an Individual Voluntary Agreement (IVA) that will be settled on completion, will also be considered on this product.
Should you have any questions or require more specific details about our latest mortgage products, your dedicated Key Account Manager is just a call or an email away. Reach out to them to explore these opportunities further and see how they can add value to your client engagements.
Day 3 – Retirement Fixed Rate with Desktop Option
Continuing our ‘Week of Winter Product Drops’, we at Buckinghamshire Building Society are excited to introduce our new later life product.
This product offers a way to leverage home equity with both capital repayment or interest only options. It’s an innovative approach to financial freedom going into retirement and beyond, allowing more flexibility and peace of mind.
Discover how this product can light up the retirement journey with stability and simplicity.
Key features include:
- Fixed Rate of 5.99% until 28th February 2029
- Desktop Valuation Option
- Maximum LTV of 75% (70% if applicants are already retired at application)
- Loans from £50,000-£1m (restricted to £750k if using desktop valuation)
- Minimum Property Value £150,000
- Maximum term of 40 Years
- Minimum age 18, no maximum age however earned income is only acceptable up to age 75 based on plausibility of role and intention to work to this age.
- Interest only is available subject to repayment vehicle – speak to your Key Account Manager
- Standard credit criteria applies
- Other fees & T&Cs apply
Should you have any questions or require more specific details about our latest mortgage products, your dedicated Key Account Manager is just a call or an email away. Reach out to them to explore these opportunities further and see how they can add value to your client engagements.
Day 4 – Shared Ownership
Today’s feature in our ‘Week of Winter Product Drops’ is our Shared Ownership mortgage product.
At Buckinghamshire Building Society, we’re committed to offering pathways to homeownership that are as diverse as the individuals we serve. This product is designed for those who seek a stepping stone into owning their first home, offering a shared approach to investment and responsibility.
Learn more about how this collaborative option can make the dream of homeownership more accessible than ever.
Key features include:
- Fixed Rate of 6.20% until 28th February 2027
- No product fee or valuation fee
- Available for share purchase of 25%-75%
- Maximum loan to Share (LTS) of 95%
- Loans from £50,000-£500,000
- Maximum 6 storeys for flats (4 for ex-local authority)
- Lease must allow for staircasing to 100%
- Standard credit criteria applies
- Other fees & T&Cs apply
We will now consider applications where missed payments are present on utilities and communications bills and also applicants in an active Debt Management Plan as long as the DMP was registered at least 3 years ago and has been conducted in a satisfactory manner with no further credit issues since.
Should you have any questions or require more specific details about our latest mortgage products, your dedicated Key Account Manager is just a call or an email away. Reach out to them to explore these opportunities further and see how they can add value to your client engagements.