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Brilliant in Partnership with
LV=
We’ve been a leading equity release provider for over 20 years, helping people to achieve their financial goals and live confidently throughout later life.
We offer four lifetime mortgage products, to give you and your client’s greater choice and flexibility in the equity release market.
A trusted brand
Lifetime Mortgage Drawdown Lifestyle – 5 star Defaqto rating 2023
Lifetime Mortgage Lump Sum Lifestyle – 4 star Defaqto rating 2023
Lifetime Mortgage Drawdown+ – 5 star Defaqto 2023 and 5 star Moneyfacts 2022 ratings
Lifetime Mortgage Lump Sum+ – 5 star Defaqto 2023 and 4 star Moneyfacts 2022 ratings
Writing equity release business with LV= is easy with our Equity Release Portal. The process for registering to use the portal will depend on whether you’re registered to do business with us and your current access to our Adviser Centre. For details of how to register please click here.
Once logged into the Equity Release Portal you will be able to see and select your ‘user profile’ and an option to ‘change my submission route’. You will then see two lists. The right hand list is the mortgage clubs that are currently on your profile. You can move the options by highlighting the club and clicking the arrow in between the lists. Enter your password and click ok. These will now show on your mortgage club lists for any new quotes.
Meet The Team
Contact details for advisers:
- 0800 028 8974 (option 1)
- [email protected]
New Business
Contact details for New Business:
- 0800 028 8974 (option 2)
- [email protected]
Servicing
Contact details for Servicing:
- 0800 028 8974 (option 4)
- [email protected]
To find out more about LV=’s Lifetime Mortgage products visit lvadviser.com/equityrelease
Support for Advisers
REASONS TO CHOOSE LV= EQUITY RELEASE
Fixed and transparent early repayment charges (ERCs)
- Our ERCs end after 10 years on our Plus (+) range, and after 8 years on our Lifestyle range.
- On both of our Drawdown products, the ERC charging period is based on the completion date of the original loan, rather than the date of further withdrawals made.
Unlimited ERC-free repayments each year
- From day 1, customers can choose to make an unlimited number of ERC-free repayments (minimum £50) totalling up to:
- 10% of the total advances borrowed* with our Lifetime Mortgage Lump Sum+ and Drawdown+.
- Or 11% of the total advances borrowed* with our Lifetime Mortgage Lump Sum Lifestyle and Drawdown Lifestyle.
- *Excludes additional borrowing
Added value for clients
- LV= Doctor Services is a confidential service powered by Square Health and medical data will not be shared with LV=. LV= Doctor Services, and the services available through Care Navigator are provided by third party companies. These services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. LV= Doctor Services and Care Navigator are non-contractual benefits and can be changed or removed at any time.
- *A spouse/partner is a spouse, civil partner or person with whom the policyholder (or person insured) lives with at the same address.