Brilliant Solutions

Express Payment Requests are showing error messages but please ignore these as the requests are being received. The error relates to the email confirmation only. 

The company will be closing early on Tuesday 16th September at 2pm for all staff training across all departments. We will be open as usual on Wednesday 17th September. We apologise for any inconvenience this causes. 

The deadline for express requests on the 16th September will be 1 PM.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Kent Reliance Update

Find the latest update from Kent Reliance here.  To see their full criteria and product information go to their Intermediary site here.  Access these product via our direct to lender mortgage club and get the benefits of payment on completion. 

Changes to our portfolio stress test

We’ve increased our background portfolio buy to let stress test rate to 5.7% as of Tuesday 1 August 2023. 

Our portfolio validation process includes an assessment of the background portfolio ICR which must be a minimum of 125% ICR at 5.7% pay rate and a maximum of 85% LTV.

All assessments completed before this date will be stress tested at the previous rate of 5%.

If you have any questions, please speak to your business development manager, or contact our broker liaison team on 01634 888276 or using Live Chat and we’ll be happy to help.

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