Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

MPowered Mortgages Update

See the latest announcement from MPowered Mortgages below.  Note that you can access MPowered Mortgages via the Brilliant Solutions mortgage club. Visit their broker portal/website here.  Criteria guide   Products and Documentation Area

Criteria update

Great news! We’ve upped our max LTI to up to 5.5.

What to know who can borrow what? Use our loan-to-income multiples table for a super quick estimation

💷 Income multiples 💷
Annual employed income Maximum loan to income (LTI)
Less than £60,000 4.49
£60,000 and above 5
£75,000 and above 5.5*

Less than £60,000 4.49
£60,000 and above 5
£100,000 and above 5.5*

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