Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Nationwide Update

Here is the latest update from Nationwide Building Society.  For full details see their latest product information here.   Access these product via our direct to lender mortgage club and get the benefits of payment on completion. 

Increased maximum term at 90% LTV

Your clients now have access to an increased maximum term on 90% LTV lending – back to 40 years.

Please remember that for FTB lending over 85% LTV, our enhanced criteria still applies.

90% LTV criteria and top tips

We also accept fully gifted deposits at 90% LTV, making it easier for your clients to take their first step on the housing ladder.

For criteria details click here.

Stamp duty holiday deadline is 31 March 2021

Thank you for continuing to support your clients during this time and making sure they fully understand the importance of this date.

Please make sure you check our timescales and that cases are submitted with the paperwork we ask for.

Check our timescales

Make changes to your case quickly

Did you know? You can now make a lot of changes to a case without needing to call us, including:

  • Purchase price
  • Loan amount
  • Deposit details
  • Product

Learn more

New Build offer extensions

Offers are valid for 180 days, but remember for New Build applications we’ll consider extending this by 45 days, subject to eligibility.

To request an offer extension, please email us at:

[email protected]

New Build offer extensions

Interest Only – Home purchase

Your clients now have the option to choose Interest Only or part and part repayment basis across our new purchase and remortgage product range.

Key criteria includes:

  • A maximum of 60% LTV.
  • Maximum 25 year term or planned retirement age, whichever is lower.
  • Minimum income requirements of £75,000 for individual applicants or £100,000 for joint income applications.
  • Minimum equity requirements based on region.
  • Sale of main residence repayment strategy.

New Build offer extensions

Service levels                              Case Tracking                                 Criteria A-Z                                         Packaging guides

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