Virgin Money Update

On Wednesday 8 December, we’re launching new five-year Exclusives, which come with a handy £1,000 cashback, great for customers looking to fix for longer.

We’re also improving our Shared Ownership range with lower rates and a new Greener 5 Year Fixed Rate at 90% LTV, rewarding customers for purchasing an energy efficient home.

Purchase Exclusives with £1,000 cashback

• NEW 85% LTV 5 Year Fixed Rate with £995 fee at 1.99%.
• NEW 90% LTV 5 Year Fixed Rate with £995 fee at 2.38%.
• 90% LTV 2 Year Fixed Rate with £995 fee will be reduced to 1.89%.

Core

• 95% LTV 2 Year Fixed Rate fee-saver will be reduced to 2.98%.
• 95% LTV 5 Year Fixed Rate fee-saver will be reduced to 3.03%.
• Selected 85-90% LTV fixed rates will be reduced by up to 0.32%.
• Selected BTL fixed rates will be reduced by up to 0.14%.

Shared Ownership

• NEW Greener 90% LTV 5 Year Fixed Rate with £995 fee at 2.40%.
• 5 year fixed rates will start from 2.10%.
• 95% LTV fixed rates will be reduced by 0.11%.

You can find our current rates in our Mortgage Update.