Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

West One Update

Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team.  Contact our team today for more information.

Announcement

West One Buy-to-Let – Important Product & Criteria Changes – Seven-Year and Lifetime Tracker Products Launched

I am delighted to share with you the latest product & criteria changes from West One buy-to-let.

Important Product & Criteria Changes

We are pleased to confirm some enhancements to our product range available from 10th March 2022. The revised product range will be available for selection on our broker portal from this date.

A summary of the changes is noted below:

  • Standard Range – A new limited edition, 7-year fixed payrate range, being added to our W1 range with loans available from 65% up to 75% LTV – priced from 3.34% with a 1.5% fee.
  • Specialist Range – A new limited edition, 7-year fixed payrate range, being added to our W1 range with loans available from 65% up to 75% LTV – priced from 3.54% with a 2% fee.
  • Standard Range – A new lifetime tracker range, being added to our W1 range with loans available from 65% up to 75% LTV with no ERC – priced from 3.75% with a 1.75% fee.
  • Specialist Range – A new lifetime tracker range, being added to our W1 range with loans available from 65% up to 75% LTV with no ERC – priced from 3.85% with a 2% fee.

All other products from the current range remain unchanged.

New Product Guide

An updated product guide incorporating these changes is attached.

Important Product Changes

We are pleased to confirm some enhancements to our product range available from today, 14th March 2022. The revised product range will be available for selection on our broker portal today.

We are pleased to offer a new 7-year fixed product to the market which provides additional security for landlords in the current uncertain interest rate environment, coupled with only a 5-year ERC which gives the flexibility to exit the deal after 5 years without penalty.

A summary of the changes is noted below:

Product changes

  • Standard Range – A new limited edition, 7-year fixed with 5-year ERC payrate range, being added to our W1 range with loans available from 65% up to 75% LTV – priced from 3.44% with a 1.5% fee.
  • Specialist Range – A new limited edition, 7-year fixed with 5-year ERC payrate range, being added to our W1 range with loans available from 65% up to 75% LTV with no ERC – priced from 3.64% with a 2% fee.

All other products from the current range remain unchanged. 

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