Brilliant Solutions

Family BS Product Update

The latest update from Family Building Society  can be found here.  Remember, we are able to package on a fees free basis for Family Building Society and also offer support to brokers who wish to deal directly via our mortgage club.  Further details are available across our website.  Full details of product range here.

IMPORTANT RATE CHANGE INCREASES TO SEMI EXCLUSIVE PRODUCTS – APPLICATION DEADLINE 13 JUNE

We are launching a new product set on Thursday 9 June and revised the semi exclusive products also – As a heads up I have attached the new semi exclusive rates but these are embargoed to going live until 9 June, please do not place them on any external sourcing system until this date.

  • The new fixed rate products will launch on Thursday 9th June, with a deadline of 5pm on Monday 13th June for any applications on the withdrawn products (both via the Mortgage Hub and paper). The new fixed rates will have a completion deadline date of 3 October 2022.

An overview of the changes is given below:

Owner Occupier Interest Only

– All 2 year fixed rates increased by 20bps
– All 5 year fixed rates increased by 15bps

Buy to Let

– UK Landlord 5 year fixed rates increased by 15bps
– SPV/Limited Company 5 year fixed rates increased by 25bps
– Expat 5 year fixed rates increased by 30bps

Important information on our mortgage products

On Thursday 9 June 2022 we’ll be withdrawing and replacing all of our current Fixed Rate mortgage products. 

We will accept applications for all withdrawn products through our Mortgage Hub, or by paper, up to 5pm on Monday 13 June 2022. This means that any paper applications will need to be fully completed and sent to us ahead of this deadline.

Full details of the new product range will be announced on Thursday 9 June 2022.

Increases to maximum loan sizes

We’re pleased to announce significant increases in maximum loan sizes (new maximum loan limits are highlighted in bold):

Commenting on the maximum loan size increases, Keith Barber, Director of Business Development said, 

“Reflecting house price increases, these significant maximum loan increases will go some way to helping under-served and older borrowers finding it difficult to remortgage as well as those looking to make the next step on the housing ladder.”

We’ve also introduced relatively modest price increases to our fixed rate mortgage product range, which will take effect from today, 9 June 2022. The key changes are summarised as follows:

he completion deadline for these new fixed rate products will be Monday 3 October 2022.

We will accept applications for all withdrawn products through our Mortgage Hub, or by paper, up to 5pm on  Monday 13 June 2022. This means that any paper applications will need to be fully completed and sent to us ahead of this deadline.

Details of the full range of the new mortgage products are available on our website.

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