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BTL Secured Loan Enquiry
A simple form that is as flexible and forgiving as it is intelligent. Send your enquiry through to us in minutes and upload any documents through to our team. This is for BTL Secured Loans for Non-Portfolio Landlords.
Data is not saved or sent until you submit the form on the last page.
Your Contact Details (Mortgage Professionals Only)
Let's make sure we can identify you and the client so we can promptly call you back and directly reference this enquiry.
Case Overview
Details of the nature of the transaction
Tenancy and Property Details
Key details of both the existing tenancy arrangements, tenants and the security property.
Applicant Information
What are the key details we need to know about the applicant(s)?
Adverse Credit
Full details of any and all adverse credit will be needed.
a) Your Details
Full Name of Broker
Brokerage
FCA Number
Telephone
Your Email Address
b) Applicant Surname - Needed to reference this enquiry. Do not use generic terms.
Our systems revolve around the applicant's surname so we can connect that name to you and identify the enquiry. Please avoid generic enquiry descriptions such as BTL Remo Couple, we have lots of them and it slows things down.
Primary Applicant's Surname
c) Lender Responses and Existing Options
Which lenders have declined the case and why? Are there any options we need to improve on?
Secured Loan Details
Advance
Existing Mortgage Balance
Current 1st Charge Mortgage Lender
Valuation
LTV %
Rental Income pcm
Current BTL Mortgage Payment
Loan purpose
Please confirm whether
Term in Years
Any further details on the above questions and answers that may impact the placement of this case?
a) Tenancy & Tenants
If AST insert AST Term Length in months. If not give details.
Tenant Type
b) Property Details (Security)
Property Location
Tenure
Remaining Term on Lease in Years
Property Type
Number of Floors in Building
Floor of the Flat
Is the flat:
Is the property:
Number of flats, number of tenants and are the flats on a bedsit basis? (also answer Property Type = Flat questions)
Number of ASTs (include details on lengths too if not already given)
Number of Floors - Bedrooms - Bathrooms - Kitchens - Occupants and detail if bedrooms have locks.
Does the HMO
When was the property purchased?
c) Further Details
Any tenancy (a) or property information (b) that may affect this case? Any existing second charges?
Applicants
Applicant Type (Multiple may be selected)
Marital Status
AS A LIMITED COMPANY SPV ENQUIRY, COMPLETE AS IF THE COMPANY DIRECTORS WERE THE APPLICANTS.
Provide the Limited Company Name and Shareholder Splits (if known)
Employment Status (if split by Applicant select multiple and detail in Notes)
How long has the applicant(s) been in this position?
Who do they work for? In detail. What do they do for this business?
IMPORTANT: Split income by Applicant and by Currency, setting out the currency of each income stream. Include details of any income in Sterling from any source.
Income p.a. (Detail Income p.a. of each applicant)
UK Tax Band (if split by Applicant select multiple and detail in Notes)
IMPORTANT: Include below details of the country in which the applicant(s) live(s) and work(s) including where possible, VISA details and VISA expiry.
Detail any Applicant constraints around Age - Nationality or Residency.
Please confirm if
Any product preferences or restrictions? Any notes regarding the applicant(s)?
a) Credit
Please confirm whether
When was the last time the applicant(s) paid UK tax?
How long has the applicant been living away from the UK?
Has there been any adverse credit of any kind in the last 6 years? This includes pay day loans.
b) Credit File Upload
Please upload only password protected files. We will contact you to confirm receipt of the case and to request the password over the telephone. This is to ensure your client's data is protected.
No adverse credit so move to next stage and Submit Form.
Upload Client Credit File(s)
Max. size: 1.0 GB
c) Adverse Credit - Manual Information Submission
If the applicant has adverse credit in the last 3 years and you cannot upload the credit file, we will need detailed information on the following: 1. Secured Arrears: Detail by number and £value for the last 3, 6, 12, 24 and 36m as well as the worst missed status on the credit file 2. Unsecured Arrears: As per (1) above but for unsecured arrears 3. CCJs: Value, Date of CCJ, Satisfaction Date, Reason and if it was for instalment debt (Y/N) 4. Defaults: As for (3) above but for Defaults 5. Pay Day Loans: The number still active, the date the last was taken out and the date the last one was paid off 6. DMP: Start Date, End Date and whether is is being conducted satisfactorily 7. Bankruptcy: Start Date, Discharge Date, explanation 8. IVAs: As per (8) Bankruptcy but for the IVA
No adverse credit so Submit Form.
Full Adverse Credit Details as listed above
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If you have any questions just give us as call on 01792 277555 and speak to our team.