Brilliant Solutions

Virgin Money Update

Virgin Money has announced an important product update for advisers.  Virgin Money products and support with the lender, including same day payment on completion,  is all available accessible through our direct to lender mortgage clubContact us for more information. 

ANNOUNCEMENTS

We’re increasing selected fixed rates

We wanted to let you know that we’re increasing the following Virgin Money fixed rate products at 8pm on Tuesday 12 November.

Purchase
  • Selected 2 & 5 year rates will be increased by up to 0.15%, starting from 4.29%.
  • Selected Shared Ownership rates will be increased by 0.10%, starting from 4.22%.
  • Selected Own New rates will be increased by up to 0.15%, starting from 0.55%.
  • £1m+ rates will be increased by 0.20%, starting from 4.44%.
  • Retrofit Boost rates will be increased by up to 0.20%, starting from 4.64%.
Remortgage
  • 65% & 75% LTV 2 & 5 year rates will be increased by up to 0.14%, starting from 4.24%.
  • £1m+ rates will be increased by up to 0.15%, starting from 4.55%.
  • Retrofit Boost rates will be increased by up to 0.20%, starting from 4.64%.
BTL
  • 2 & 5 year rates with £2,195 fee will be increased by 0.10%, starting from 4.32%.
  • 2 & 5 year rates with 3% fee will be increased by up to 0.16%, starting from 3.67%.
  • Selected 2 & 5 year rates with 1% fee will be increased by up to 0.15%, starting from 4.39%.
  • 2 & 5 year rates with £995 fee will be increased by 0.20%, starting from 4.54%.
  • 2 & 5 year fee-saver rates will be increased by 0.20%, starting from 4.80%.
  • Retrofit Boost rates will be increased by up to 0.20%, starting from 4.78%.
Product Transfer
  • Selected rates will be increased by up to 0.25%, starting from 4.19%.
  • 2, 3 & 5 year BTL rates will be increased by 0.20%, starting from 4.24%.

We’ll also be withdrawing the following products at 8pm today:

  • 80% LTV Exclusive Purchase 2 year rate with £895 fee at 4.50%.
  • 80% LTV Exclusive Purchase 2 year fee-saver rate at 4.77%.
  • 80% LTV Exclusive Purchase 5 year rate with £895 fee at 4.21%.
  • 80% LTV Exclusive Purchase 5 year fee-saver rate at 4.32%.

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

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