Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team. Contact our team today for more information.
Announcement
How do you know that you’re getting your client the most value on their residential mortgage?
- Are they looking to maximise their borrowing potential?
- Do they need a flexible approach to income multiples outside of the high street?
- Do they have only a small deposit available or limited equity?
- Do they have additional income sources (bonuses, commissions, secondary incomes) not considered by the high street banks?
- Do you have older borrowers who could benefit from longer mortgage terms up to age 85?
- Could your client benefit from raising capital to consolidate unsecured credit?
- Do you have borrowers on average incomes who could benefit from an interest only mortgage?
Take West One’s Affordability Challenge and find out just how much more your client can borrow than with typical high street banks and building societies.
Affordable Mortgages made possible:
- Just 2.5% deposit (97.5% LTV for remortgage) up to 6.5 times loan to income
- Our LTI Boost Range offers unlimited income multiple with minimum of £50,000 household income
- Interest Only Mortgages Available with £15,000 minimum income including downsizing as viable exit strategy with minimum equity of £150,000 up to 75% LTV
- Later life lending up to 85 years old (75 for interest only mortgage)
- For self employed borrowers, we generally rely on the latest SA302 figures for affordability purposes
- No credit scoring
We’re confident that our Residential Mortgages offer some of the best affordability metrics on the market.
Take the Affordability Challenge and find out for yourself how working with West One can help your client get more value out of their next purchase or remortgage.