Brilliant Solutions

West One Update

Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team.  Contact our team today for more information.

Announcement

Notification of Pricing Increases – Residential and Buy-to-Let Second Charge Mortgages

We will be increasing interest rates across our Residential and Buy-to-Let Second Charge Mortgage ranges with effect from Monday 16th March at 10am. 

The current product range will be withdrawn and replaced with new pricing. Full details can be found in our product guide effective from Monday 16th March. 

Updated Second Charge Master Broker Version Product Guide

Offer Deadline 

We will honour existing pipeline and new applications based on our current product range where a valid ESIS has been issued and the mortgage offer is issued by Tuesday 7th April 2026. 

 

Given the increased volatility in swap rates, we will keep you informed of any further changes to our product range. 

 

New: Online Criteria Search Facility Now Available 

To make it even easier for you to access our latest criteria, we have launched an online criteria search tool which is available via our website. This will be updated in real time to make sure you can get details of all our latest criteria at the touch of a button.

 

 

Your customers’ deals are a big deal to us
Does your client have a large bridging loan to place?

Larger loan sizes that often carry the biggest weight for brokers and their clients. That’s for one reason alone: there’s more at stake.

When placing a large loan, you want to be sure that the lender you choose can deliver:

  • If the case goes to offer, do I get certainty of finance?
  • Will it be completed within the timeframe required?
  • Does the lender have a strong track record of completing large loans?
  • Does the lender have a high limit on the maximum loan size available?
  • Can I get a large loan at a rate that makes sense for my client?

West One ticks all the boxes.

We offer certainty of finance, regularly complete bridging loans well below the average completion time in the industry, consistently deliver on loans over £1m.

Plus, West One offers:

  • Loan sizes up to £50m
  • Rates from 0.75%
  • LTVs up to 75%

 

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