Hinckley and Rugby Building Society has updated its product and criteria, the details are below. These products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business.
New 95% LTV product, rate changes and withdrawals
From 9am on Wednesday 4 November 2026, we’re introducing a new 95% LTV Core product to support your first time buyer clients.
We’re also updating rates across selected Buy-to-Let, Credit Assist and Credit Renew products, alongside the withdrawal of three fixed rate products.
New product details
Core – 2 Year Discount 5.70% variable (1.19% off Homeowner Variable Rate) – 95% LTV – H2D06
Available for purchase and remortgage with no application fee, an £800 completion fee and £250 cashback
Rate changes
The following rates are changing from 9am on Wednesday 4 November 2026.
Buy-to-Let – 2 Year Discount – 75% LTV – BTD134
- New rate: 4.90% (1.99% off Landlord Variable Rate)
- Previous rate and product code: 4.75% | BTD133
Credit Assist – 2 Year Fixed – 80% LTV – CF2F03
- New rate: 6.77%
- Previous rate and product code: 6.40% | CF2F02
Credit Renew – 2 Year Fixed – 75% LTV – CRF202
- New rate: 6.99%
- Previous rate and product code: 6.54% | CRF201
Product withdrawals
The following products will be withdrawn from 9am on Wednesday 4 November 2026.
Please ensure applications are submitted before the withdrawal deadline if you’d like to secure one of these products.
- Credit Assist – 6.45% – Fixed to 31/12/2031 – 80% LTV – CF5F04
- Credit Renew – 6.69% – Fixed to 31/12/2031 – 75% LTV – CRF501
- Visas – 6.70% – 2 Year Fixed – 95% LTV – VISF62