The latest update from Family Building Society can be found here. Remember, we are able to package on a fees free basis for Family Building Society and also offer support to brokers who wish to deal directly via our mortgage club. Further details are available across our website. Full details of product range here.
High Net Worth Interest Roll-Up Mortgage – your questions answered
We recently introduced our new High Net Worth Interest Roll-Up Mortgage, designed for clients with significant assets, who want access to substantial borrowing of £1m to £12.5m, without making regular monthly mortgage payments.
This premium lending solution is supported by specialist underwriting and dedicated case management, helping intermediaries place complex cases with confidence.
To help you assess whether this proposition could be suitable for your clients, we’ve created a dedicated web page with FAQs covering eligibility, acceptable repayment strategies, security requirements and more.
High Net Worth Interest Roll-Up Mortgage at a glance
Product summary
- Maximum loan size £12,500,000
- Minimum loan size £1,000,000
- No mandatory monthly mortgage repayments
- Bank Rate Tracker rates only, available on a ‘for term’ basis (with the same product to remain in place for the entirety of the agreed mortgage term)
- Available for Owner Occupier and Buy to Let properties in England and Wales
- Maximum term of 10 years for properties valued at £10,000,000 or less
- Maximum term of 5 years for properties valued above £10,000,000
- End of term LTV must not exceed 65%
- By application form only.