Aldermore announced some product changes. See below for more information. For information on their current products and criteria call our team or click here. REMEMBER, you can access the Aldermore range using our Direct to Lender mortgage club so do contact us for further information. For any Documents Click here. Calculators Click Here.
New limited edition rates and relaunch of switch to fix
– from Wednesday, 11 November 2026
We’re introducing new limited edition owner occupied and buy to let mortgage rates.
Plus, we’re relaunching switch to fix for our product switch customers, helping you to find the right mortgage for your clients.
We aim to give brokers as much notice as possible when we make changes to our product range, but due to the ongoing volatility in the market we want to make you aware that these rates may be withdrawn at short notice.
Limited edition – Buy to let
Individual and company landlords with single residential investment properties
► New 2 year fixed limited editions, 0.20% below core range
► Fee variants: £0 fee, 3% fee and 5% fee
All products available up to 75% LTV
Multi property product for residential investment property portfolios
► New 5 year fixed limited editions, 0.15% below core range
► Fee variants: 3% fee and 5% fee
All products available up to 75% LTV
Limited edition – Residential owner occupied
► New 2 year fixed 90% LTV limited editions, 0.10% below core range
► Fee variants: £0 fee and £1,999 fee
Available across levels 1, 2, 3 and 4
► New 5 year fixed 90% LTV limited editions, 0.10% below core range
► Fee variants: £0 fee and £1,999 fee
Available across levels 1, 2, 3 and 4
Product switch
We’re relaunching our ‘Switch to Fix’ feature for 2 year discounted variable products across our Product Switch range, giving your customers greater flexibility when it comes to their mortgage.
From Wednesday, 11 November 2026
You’ll find new rates in our mortgage guides below.
We’ve updated our property criteria
We’ve updated our Residential and Buy to Let valuation policy and lending standards, giving you more options when supporting clients with a wider range of properties.
From Monday 2 November, the changes include:
Ex Local Authority flats with open balcony or deck access: Now acceptable where there is secure access to the ground floor of the block.
• Properties with cladding: We’ll consider owner occupied properties requiring remediation with a B2 rating, subject to our criteria.
• Properties on Scottish Islands: Now acceptable.
• Single unit Buy to Let: Maximum property values have increased to £3m in London and the South East and £2m across the rest of the UK for specialist Buy to Let applications.
For the full criteria, including our requirements for properties with cladding, check our Property and Valuation Guide.