Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Accord Update

Accord Mortgages have released an update on their product range, the details are set out below.  Accord products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business. 

Changes to our residential product transfer & additional loans ranges

Applies to: Residential product transfer & additional loans only

Accord are making the following changes to their residential product transfer and additional loan ranges at 8am on Wednesday 1 December.

Rates going down

  • Accord are reducing rates on 26 products by up to 0.22%.

Rates going up

  • They’re also increasing rates on 36 products in their 65%, 75% and 80% LTV ranges by up to 0.17%.

Rates not changing

  • 12 products remain the same.

The current range of products will be withdrawn at 8pm on Tuesday 30 November and the new products will available from 8am Wednesday 01 December.

Accord new business (MSO) residential applications

Accord’s common sense lending approach just got better! From Wednesday 1st December Accord are increasing their LTV thresholds for when they’ll carry out an AVM.

 What’s changing?

  • For purchases, Accord are increasing the maximum LTV for AVMs to 75% (was 65%)
  • For remortgages, Accord are increasing the maximum LTV for AVMs 80% (was 75%)
  • In addition, properties in Northern Ireland will be able to use an AVM for purchases and remortgages

This change will help get more client’s applications to offer faster, and save time so our underwriters can deal with those more complex cases.

When is this changing?

Accord’s new criteria will be live from 8am on Wednesday 1st December 2021.

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