Brilliant Solutions

Accord Update

Accord Mortgages have released an update on their product range, the details are set out below.  Accord products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business. 

Accord are helping more of your clients by removing the limit applied to secured debt consolidation and they’re back lending up to 80% LTV to first-time landlords

From Wednesday 9th June Accord are improving their affordability for residential and buy to let clients by removing the cap on the amount of secured debt a customer can consolidate when remortgaging.

 There’s no change to how they’ll treat unsecured debts. They’ll still be subject to the lenders £50,000 debt consolidation limit (top slicing not available). The max LTV for residential applications will be 80% and 75% for buy to let applications, and both secured and unsecured debt will be subject to Accords maximum 10 debt rule.

 And, to help first-time landlords with a smaller deposits Accord are back lending up to 80% LTV. All current restrictions (such as max loan size of £500k for BTL mortgages over 75% LTV and new build and debt consolidation LTV restrictions) will still apply.

We’re enhancing our residential 85-95% LTV range

Applies to: Accord Residential products

We’re improving rates on our 85-95% LTV residential range this week.

 What’s being reduced?

Selected rates at:

  • 85% and 90% LTV reduced by up to 0.08%
  • 95% LTV reduced by up to 0.10%

Cashback increased on selected 5% deposit mortgages, by up to £750.

 The affected product codes are:

  • 53866, 53811, 53801
  • 53818, 53817, 53856
  • 53857, 53852, 53819
  • 53864, 53850, 53855

All other products excluding the 12 listed above remain unchanged.


Products will be withdrawn today at 8pm and relaunched from 9am tomorrow, Thursday 10 June.

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