Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Aldermore Product Update

Aldermore announced some product changes.  See below for more information.  For information on their current products and criteria call our team or click here.  REMEMBER, you can access the Aldermore range using our Direct to Lender mortgage club so do contact us for further information.  For any Documents Click here. Calculators Click Here.

We’re here to support even more of your clients with new mortgage products and reduced rates

We’ve reduced rates across our high LTV range – with £999 product fee

► 2 year fixed 3.88% to 85% LTV
► 5 year fixed 4.08% to 85% LTV
► 2 year fixed 4.48% to 90% LTV
► 5 year fixed 4.68% to 90% LTV

New high LTV rates – with zero product fee*

► 2 year fixed 4.18% to 85% LTV
► 5 year fixed 4.38% to 85% LTV
► 2 year fixed 4.78% to 90% LTV
► 5 year fixed 4.98% to 90% LTV
► 2 year fixed 5.38% to 95% LTV
► 5 year fixed 5.58% to 95% LTV

*Free valuation incentive applies. Free standard legal fees are available on all remortgages

We’ve brought back our standard range level 2 and 3 products
for applicants with less than perfect credit

Standard level 2 rates – with £999 product fee

 ► 2 year fixed 3.68% to 75% LTV
 ► 5 year fixed 3.88% to 75% LTV
 ► 2 year fixed 3.98% to 80% LTV
 ► 5 year fixed 4.18% to 80% LTV

Standard level 2 rates – with zero product fee (remortgage only)*

 ► 2 year fixed 3.98% to 75% LTV
 ► 5 year fixed 4.28% to 75% LTV
 ► 2 year fixed 4.18% to 80% LTV
 ► 5 year fixed 4.48% to 80% LTV

Standard level 3 rates – with £999 product fee

 ► 2 year fixed 4.18% to 75% LTV
 ► 5 year fixed 4.38% to 75% LTV
 ► 2 year fixed 4.48% to 80% LTV
 ► 5 year fixed 4.68% to 80% LTV

Standard level 3 rates – with zero product fee (remortgage only)*

 ► 2 year fixed 4.48% to 75% LTV
 ► 5 year fixed 4.78% to 75% LTV
 ► 2 year fixed 4.68% to 80% LTV
 ► 5 year fixed 4.98% to 80% LTV

*Free valuation incentive applies. Free standard legal fees are available on all remortgages

Help to Buy: equity loan level 2 and 3 range is back, helping even more of your first time buyers

Reduced rates – level 1 with £999 product fee*
► 2 year fixed 3.78% to 75% LTV
► 5 year fixed 3.88% to 75% LTV

New rates – level 2 with £999 product fee*
► 2 year fixed 4.38% to 75% LTV 
► 5 year fixed 4.48% to 75% LTV

New rates – level 3 with £999 product fee*
► 2 year fixed 4.88% to 75% LTV
► 5 year fixed 4.98% to 75% LTV

*Free valuation

We’ve updated our residential mortgage and criteria guide with all the information you need.

Residential mortgage guide
Residential criteria guide

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