Aldermore announced some product changes. See below for more information. For information on their current products and criteria call our team or click here. REMEMBER, you can access the Aldermore range using our Direct to Lender mortgage club so do contact us for further information. For any Documents Click here. Calculators Click Here.
Changes to our mortgage rates
New rates for owner occupied and buy to let mortgages
– from Thursday, 23 February 2023
We’re reducing rates across our mortgage range, helping your
first time buyers, home movers, self employed and landlord clients.
Available for new mortgage applications.
We’re also introducing new buy to let rates for properties with an EPC rating of A, B or C.
Buy to let mortgage range
Buy to let for individual landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV
Buy to let for company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV
► 5 year fixed with zero fee, 5.84% to 75% LTV
Buy to let for HMO and multi unit freeholds
► 2 year discounted with £1,999 fee, 5.48% to 75% LTV (AMR less 3.00%)*
► 2 year fixed with 1.50% fee, 6.04% to 75% LTV
► 5 year fixed with 1.50% fee, 6.04% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.34% to 75% LTV
Buy to let for multi property individuals and company landlords
with single residential investment properties
► 2 year discounted with £1,999 fee, 4.88% to 75% LTV (AMR less 3.60%)*
► 2 year fixed with 1.50% fee, 5.44% to 75% LTV
► 5 year fixed with 1.50% fee, 5.44% to 75% LTV
► 5 year fixed with zero fee, 5.74% to 75% LTV
► Buy to let for multi property individuals and company landlords with
HMO and multi unit freeholds
► 2 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.24% to 75% LTV
Residential owner occupied mortgage range
Residential owner occupied standard level 1 with £999 fee
► 2 year discounted 4.98% to 80% LTV (AMR less 3.50%)*
► 2 year fixed 5.24% to 75% LTV
► 5 year fixed 5.39% to 75% LTV
► 2 year fixed 5.74% to 80% LTV
► 5 year fixed 5.74% to 80% LTV
Residential owner occupied standard level 1 with zero fee
► 2 year fixed 5.49% to 75% LTV
► 5 year fixed 5.49% to 75% LTV
► 2 year fixed 5.99% to 80% LTV
► 5 year fixed 5.84% to 80% LTV
Residential owner occupied high LTV with £999 fee
► 2 year discounted 6.23% to 90% LTV (AMR less 2.25%)*
► 2 year fixed 6.34% to 85% LTV
► 5 year fixed 6.34% to 85% LTV
► 2 year fixed 6.74% to 90% LTV
► 5 year fixed 6.74% to 90% LTV
Residential owner occupied high LTV with zero fee
► 2 year fixed 6.59% to 85% LTV
► 5 year fixed 6.44% to 85% LTV
► 2 year fixed 6.99% to 90% LTV
► 5 year fixed 6.84% to 90% LTV
Residential owner occupied standard level 2 with £999 fee
► 2 year fixed 6.09% to 75% LTV
► 5 year fixed 6.09% to 75% LTV
► 2 year fixed 6.39% to 80% LTV
► 5 year fixed 6.39% to 80% LTV
Residential owner occupied standard level 2 with zero fee – remortgage only
► 2 year fixed 6.34% to 75% LTV
► 5 year fixed 6.19% to 75% LTV
► 2 year fixed 6.64% to 80% LTV
► 5 year fixed 6.49% to 80% LTV
We’re reducing some of our product switch rates across residential owner occupied and buy to let product switch ranges – Thursday, 23 February 2023
Here’s a summary of our new product switch range.
Residential owner occupied
► 2 year discounted rates from 4.98% to 6.23% across 60% to 95% LTV (AMR less 3.50% – 2.25%)*
► 2 year fixed rates from 5.24%
► 5 year fixed rates from 5.39%
Help to buy: equity loan
► 2 year discounted rates from 5.23% across 60% to 75% LTV (AMR less 3.25%)*
► 2 & 5 year fixed rates from 5.64%
Buy to let for individual landlords with single residential investment properties
► 2 year discounted rates from 4.98% across 60% to 85% LTV (AMR less 3.50%)*
► 2 year fixed rates from 5.99%
► 5 year fixed rates from 5.84%
Buy to let for company landlords with single residential investment properties
► 2 year fixed rates from 5.99%
► 5 year fixed rates from 5.84%
Buy to let for multi property individuals and company landlords with single residential investment properties
► 2 year fixed rates from 6.45%
► 5 year fixed rates from 6.34%