Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Aldermore Product Update

Aldermore announced some product changes.  See below for more information.  For information on their current products and criteria call our team or click here.  REMEMBER, you can access the Aldermore range using our Direct to Lender mortgage club so do contact us for further information.  For any Documents Click here. Calculators Click Here.

Changes to our mortgage rates

New rates for owner occupied and buy to let mortgages
– from Thursday, 23 February 2023
We’re reducing rates across our mortgage range, helping your
first time buyers, home movers, self employed and landlord clients.

Available for new mortgage applications.

We’re also introducing new buy to let rates for properties with an EPC rating of A, B or C.


Buy to let mortgage range
Buy to let for individual landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV

Buy to let for company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV
► 5 year fixed with zero fee, 5.84% to 75% LTV

Buy to let for HMO and multi unit freeholds
► 2 year discounted with £1,999 fee, 5.48% to 75% LTV (AMR less 3.00%)*
► 2 year fixed with 1.50% fee, 6.04% to 75% LTV
► 5 year fixed with 1.50% fee, 6.04% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.34% to 75% LTV

Buy to let for multi property individuals and company landlords
with single residential investment properties
► 2 year discounted with £1,999 fee, 4.88% to 75% LTV (AMR less 3.60%)*
► 2 year fixed with 1.50% fee, 5.44% to 75% LTV
► 5 year fixed with 1.50% fee, 5.44% to 75% LTV
► 5 year fixed with zero fee, 5.74% to 75% LTV

► Buy to let for multi property individuals and company landlords with
HMO and multi unit freeholds
► 2 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.24% to 75% LTV

Residential owner occupied mortgage range
Residential owner occupied standard level 1 with £999 fee
► 2 year discounted 4.98% to 80% LTV (AMR less 3.50%)*
► 2 year fixed 5.24% to 75% LTV
► 5 year fixed 5.39% to 75% LTV
► 2 year fixed 5.74% to 80% LTV
► 5 year fixed 5.74% to 80% LTV

Residential owner occupied standard level 1 with zero fee
► 2 year fixed 5.49% to 75% LTV
► 5 year fixed 5.49% to 75% LTV
► 2 year fixed 5.99% to 80% LTV
► 5 year fixed 5.84% to 80% LTV

Residential owner occupied high LTV with £999 fee
► 2 year discounted 6.23% to 90% LTV (AMR less 2.25%)*
► 2 year fixed 6.34% to 85% LTV
► 5 year fixed 6.34% to 85% LTV
► 2 year fixed 6.74% to 90% LTV
► 5 year fixed 6.74% to 90% LTV

Residential owner occupied high LTV with zero fee
► 2 year fixed 6.59% to 85% LTV
► 5 year fixed 6.44% to 85% LTV
► 2 year fixed 6.99% to 90% LTV
► 5 year fixed 6.84% to 90% LTV

Residential owner occupied standard level 2 with £999 fee
► 2 year fixed 6.09% to 75% LTV
► 5 year fixed 6.09% to 75% LTV
► 2 year fixed 6.39% to 80% LTV
► 5 year fixed 6.39% to 80% LTV

Residential owner occupied standard level 2 with zero fee – remortgage only
► 2 year fixed 6.34% to 75% LTV
► 5 year fixed 6.19% to 75% LTV
► 2 year fixed 6.64% to 80% LTV
► 5 year fixed 6.49% to 80% LTV

 

We’re reducing some of our product switch rates across residential owner occupied and buy to let product switch ranges – Thursday, 23 February 2023
Here’s a summary of our new product switch range.

Residential owner occupied
► 2 year discounted rates from 4.98% to 6.23% across 60% to 95% LTV (AMR less 3.50% – 2.25%)*
► 2 year fixed rates from 5.24%
► 5 year fixed rates from 5.39%

Help to buy: equity loan
► 2 year discounted rates from 5.23% across 60% to 75% LTV (AMR less 3.25%)*
► 2 & 5 year fixed rates from 5.64%

Buy to let for individual landlords with single residential investment properties
► 2 year discounted rates from 4.98% across 60% to 85% LTV (AMR less 3.50%)*
► 2 year fixed rates from 5.99%
► 5 year fixed rates from 5.84%

Buy to let for company landlords with single residential investment properties
► 2 year fixed rates from 5.99%
► 5 year fixed rates from 5.84%

Buy to let for multi property individuals and company landlords with single residential investment properties
► 2 year fixed rates from 6.45%
► 5 year fixed rates from 6.34%

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