Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Barclays Update

Here are the latest updates from Barclays.  These products are available via our direct to lender mortgage club which offers you payment on completion and a lot more besides!

Important Barclays product news

From tomorrow, Wednesday 21 August, we are making a number of changes on a selection of products across our range

What’s included in this change:

  • Reducing rates on our EMC product transfer 85% LTV products
  • Withdrawing 3 of our purchase products
  • Reducing our follow-on rate for all residential products, from BoEBR + 3.49% (2.49% Springboard) to BoEBR + 1.99%
  • Reducing the minimum loan amount of basic residential EMC products from £5,000 to £1,000
  • Changing products’ end dates to 31 December.

EMC product transfer rate reductions:

  • 5.22% 2 Year Fixed £999 product fee, 85% LTV, Min loan £1k, Max loan £2m, will decrease to 5.07%
  • 5.43% 2 Year Fixed £0 product fee, 85% LTV, Min loan £1k, Max loan £2m, will decrease to 5.28%
  • 4.94% 5 Year Fixed £999 product fee, 85% LTV, Min loan £1k, Max loan £2m, will decrease to 4.79%
  • 5.03% 5 Year Fixed £0 product fee, 85% LTV, Min loan £1k, Max loan £2m, will decrease to 4.88%.

Purchase product withdrawals:

  • 4.73% 2 Year Fixed £899 product fee, 85% LTV, Min loan £5k, Max loan £2m
  • 4.14% 5 Year Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m
  • 4.37% 5 Year Fixed £899 product fee, 85% LTV, Min loan £5k, Max loan £2m.

Please see rate overview guide for information of all product changes. Please note that product changes include both decreases and increases.

You can access the full range of Barclays mortgage products, effective from tomorrow, within our updated Intermediary and Reward rate sheets.

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