Below is the latest product update from the Bath Building Society. The Bath range of products are available through our direct to lender mortgage club and our fees free packager.
BTL, Holiday Let & 90% mortgages are back!
Check out the new products on our website now. Call our BDM team to discuss a case or submit via Broker Online.
Buy To Let mortgages are now available up to a maximum 75% LTV, with Holiday Let mortgages up to 70% LTV and no maximum age on application or at the end of the term.
With our Holiday Let mortgages, rental income is annualised and we take 75% off this to allow for seasonality/voids. Properties can be rented through online channels such as Airbnb and applicants can use the property for up to 60 days a year for personal use. Applicants must be owner-occupiers themselves.
We have also launched niche mortgages for Ltd Companies looking to invest in Buy To Let or Holiday Let properties
Did you know we don’t credit score applications?
At Bath Building Society we can consider applicants with historic satisfied credit issues up to 90% loan-to-value subject to underwriting.