Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Buckinghamshire Update

Brilliant Solutions offers packaging expertise on Buckingham BS products so we are available to help with your cases and you can also access their products through our direct to lender mortgage club which not only gives you the support you need but pays you on the day of completion.

This is the latest announcement from Buckinghamshire BS. 

Announcement

New Specialist Fixed Rate Product!

Following an increase in enquiries for a specialist remortgage product for clients with a less than perfect credit history, we are pleased to launch our new Non-Standard Credit 2-Year Fixed Rate Product, which is available for remortgage cases for properties across England and Wales. 

Key features include:

  • Fixed until 28/02/2025
  • Maximum loan to value (LTV) of 75% 
  • Loans from £50,000-£500,000 
  • Interest only, capital repayment or part & part considered 
  • Self-employed income permitted 
  • Maximum term of 40 years 
  • Maximum 6 storeys for flats (4 for ex-local authority) 
  • Other fees & T&Cs apply


This product forms part of our Bucks Solutions 2 range meaning we will look to accept a range of credit issues such as:

  • Missed payments: Max status 2 in the last 3 years  
  • CCJs: Up to £500 outstanding in the last 3 years 
  • Mortgage arrears: Max status 2 in the last 3 years, none in the last year 
  • DMP: acceptable with good conduct
  • IVA & Bankruptcy: satisfied / discharged for 3 years, no adverse since
  • Missed payment on Mail Order, Utilities and Communications accepted
  • Other credit issues may be acceptable – discuss with your BDM for guidance
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