Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Cambridge Building Society

Below is the latest update from the Cambridge Building Society. For further details visit their website here. You can access Cambridge Building Society products via Brilliant Solutions.  Contact us for more information. 

The Cambridge can accept mortgage applications form applicants who don’t have a perfect credit score.

At the Cambridge we listen and we make the decisions, not our computers which means we can credit search not score, and look at your customers credit report individually.

Not everyone has a clear credit history, and at The Cambridge we recognise that your customers may need some flexibility when purchasing a new home, buy to let or remortgaging an existing.

That’s why we have 3 Credit Assist mortgage products to provide solutions for you:

Residential

Credit Assist

  • Up to 85% LTV
  • Up to £400,000
  • Up to 5 missed unsecured credit payments from in the last 2 years*
  • Up to 2 defaults with a combined value of £100, outstanding or satisfied within the last 2 years
  • No early redemption penalty on our discounted range

Credit Assist Extra

  • Up to 70% LTV
  • Up to £400,000
  • 3 or more missed loan payments in the last 2 years 
  • 5 or more missed payments on unsecured credit the last 2 years*
  • 1-2 missed secured payments within the last 2 years
  • Defaults or CCJ up to £5,000 outstanding or satisfied within the last 3 years
  • Payday loans considered if over 12 months ago
  • No early redemption penalty on our discounted range
Buy To Let

BTL Credit Assist

  • Up to 75% LTV
  • Up to £400,000
  • up to 5 missed payments on unsecured credit payments in the last 2 years*
  • Up to 2 defaults with a combined value of £100, outstanding or satisfied within the last 2 years
  • No early redemption penalty on our discounted range

* defined as; credit cards, mail orders, utilities or communications

Share this:
Scroll to Top