Foundation Home Loans has updated its range across the direct to lender and packaged range. Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.
Q1 update!
Please find a quick refresher on what’s new and what worked well during Q1 2025:
Buy To Let:
- Introduction of a Property Plus and HMO Plus product ranges, which allows lending up to 75% on properties in an invesor led blocks/arears. As well as above commercial premesis with unwanted heat/smell/noise.
- £4£, 2 year fixed product with 125% at Pay Rate ICRs
- ERC3 product continues to attract a lot of attention and is one of the best Solutions in the continiously volitlie market.
- FTL for any type of property also considered now – HMO, MUFBs, Holliday Lets, Mixed-Use porperties.
- Day 1 remortages for all types of properties(OMV can be considered Day 1)
Residential:
- Joint Borrower Sole Proprietor
- Free Legals Product Range
- £4£ remortgages – modified calculator so no LTI caps
- Interest Only – no min income. 70% LTV pure interest only, up to 80% LTV on Part & Part