Foundation Update

Foundation Home Loans reduces rates by up to 90bps across our buy to let and residential Specials ranges

As of today, Tuesday 7 th February, Foundation Home Loans have made reductions of up to 0.90% to
some of their residential and buy to let Specials for purchase and remortgage.

In the owner-occupier range, Foundation has cut rates on its Fixed rate Specials by 90 basis points
(bps) across both its F1 – for clients just missing out on the mainstream – and F2 – for clients with
recent credit blips – tiers.

The new two- and five-year residential fixed-rates start from 6.49% and 6.59% respectively, with
products available up to 75% LTV. All owner-occupier products come with a fixed £1,495 fee and are
available up to a maximum loan of £1m.

For buy-to-let, Foundation has introduced specific price reductions on its two- and five-year fixed-
rate Specials for both 65% and 75% LTV. F1 products have been reduced by up to 85 bps, F2 by 80
bps, and F2 HMO by up to 90bps. Buy to Let Fixed rates now start at 5.89%.

NEW residential Specials include:
 2- and 5- year Residential fixed rates across our F1 and F2 credit tiers
 Fixed rates from 6.49%
 Up to 65% LTV
 £1,495 product fee
 Maximum loan size of £1m

NEW buy to let Specials include:
 2- and 5- year BTL fixed rates starting at 5.89%
 Up to 75% LTV
 Available for both individuals and limited companies across our F1, F2 and ‘standard’ HMO
range
 2% product fee
 Maximum loan size of £1m

These Buy to Let Specials are available for both individual and limited company borrowers across
Foundation’s F1, F2 and ‘standard’ HMO product ranges. They come with a 2% product fee and are
also available up to a maximum loan size of £1m.

Foundation also continues to offer Green products for landlord borrowers, covering five-year fixed-
rate options for F1, F2 standard, standard HMO, Large HMO/multi-unit block, Short Term Let and a
Green Expat option.