Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Foundation Update

Foundation Home Loans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion. 

Foundation Home Loans reduces rates by up to 90bps across our buy to let and residential Specials ranges

As of today, Tuesday 7 th February, Foundation Home Loans have made reductions of up to 0.90% to
some of their residential and buy to let Specials for purchase and remortgage.

In the owner-occupier range, Foundation has cut rates on its Fixed rate Specials by 90 basis points
(bps) across both its F1 – for clients just missing out on the mainstream – and F2 – for clients with
recent credit blips – tiers.

The new two- and five-year residential fixed-rates start from 6.49% and 6.59% respectively, with
products available up to 75% LTV. All owner-occupier products come with a fixed £1,495 fee and are
available up to a maximum loan of £1m.

For buy-to-let, Foundation has introduced specific price reductions on its two- and five-year fixed-
rate Specials for both 65% and 75% LTV. F1 products have been reduced by up to 85 bps, F2 by 80
bps, and F2 HMO by up to 90bps. Buy to Let Fixed rates now start at 5.89%.

NEW residential Specials include:
 2- and 5- year Residential fixed rates across our F1 and F2 credit tiers
 Fixed rates from 6.49%
 Up to 65% LTV
 £1,495 product fee
 Maximum loan size of £1m

NEW buy to let Specials include:
 2- and 5- year BTL fixed rates starting at 5.89%
 Up to 75% LTV
 Available for both individuals and limited companies across our F1, F2 and ‘standard’ HMO
 2% product fee
 Maximum loan size of £1m

These Buy to Let Specials are available for both individual and limited company borrowers across
Foundation’s F1, F2 and ‘standard’ HMO product ranges. They come with a 2% product fee and are
also available up to a maximum loan size of £1m.

Foundation also continues to offer Green products for landlord borrowers, covering five-year fixed-
rate options for F1, F2 standard, standard HMO, Large HMO/multi-unit block, Short Term Let and a
Green Expat option.

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