Foundation Home Loans has updated its range across the direct to lender and packaged range. Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.
Today (9th December 2025), we’ve added new semi-exclusive products designed specifically for first-time landlords (FTL) who are also first-time buyers (FTB).
At Foundation Home Loans, we know that buy to lets for first time buyers have grown in popularity in recent years. With rising property prices, buyers often choose to purchase in more affordable locations and rent the property out.
We’ve launched these products today to help these first-time landlords (FTL) who are also first-time buyers get their foot on the property ladder.
NEW F1 2 Year Fixed FTB/FTL product at 5.99% with a 1.5% fee up to 75% LTV
NEW F1 5 Year Fixed FTB/FTL product at 5.84% with a 1.5% fee up to 75% LTV
Early Repayment Charges (ERCs) apply.
F1 Credit Tier Only
Standard single occupancy BTL properties only (No HMOs or MUFBs)
Standard ICR criteria applies
Manual, Case-by-Case Assessment by our Underwriters
Proof of Income & Deposit required
Loan amount up to 4.5x applicant’s income
Please note, these new products are semi-exclusive to select packagers and commercial trust only.
To find out more about these products, click below to download our flyer.