Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Foundation Update

Foundation Home Loans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion. 

New Limited Edition Limited Company BTL 2 year fixes from Foundation

Foundation has launched two Limited-Edition 2-year fixed rates with reduced product fees for standard properties and HMOs exclusively for Limited Company buy to let applications, and available to landlords who just miss out on mainstream credit criteria on a purchase or remortgage basis.

  • Reduction of 0.10% against the core range
  • Product fees are reduced to 1%
  • Available up to 75% LTV
  • Up to £1m maximum loan size
  • No limit to the borrower’s background portfolio size, subject to a maximum of £3m with Foundation.

 Foundation’s BTL fixed rates are designed to support landlords looking for a more generous loan for their rent, as ICR is stress tested at only 125% for Limited Companies and calculated at the notional rate of 5.5% for 2-year fixed rates.

 George Gee, Commercial Director at Foundation Home Loans, said:

Over the past five years, a consistent two in ten landlords have utilised limited companies to purchase properties in their portfolio, and we anticipate that this cohort of landlords will be highly active this year.

 2021 is shaping up to deliver a high-demand private rental sector, and these reduced rates should support intermediaries in offering highly-competitive choices to those landlords

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