Brilliant Solutions

Gatehouse Bank Update

Below is the latest update from the Gatehouse Bank.  For further details visit their website here.. You can access Gatehouse Banks products via Brilliant Solutions.  Contact us for more information. 

Gatehouse Bank – Reduced pricing and minimum finance across all products

Product Reprice – our entire product range, every Home Purchase Plan (HPP) and Buy to Let (BTL) product, has been reduced by 0.50% – this includes UK residents, Expats and International residents.

Minimum Finance – we have also reduced our minimum finance amounts on all HPP and BTL products from £100,000 to £75,000 – available up to 80% on standard property.

Help and Support – my colleagues are happy to support you with any new cases enquires and below are their contact details along with a link to our Intermediary website where they can find details of our products, criteria, case documents and how to register with us.

Recent Changes – I’ve attached our updated case packaging checklist and the below is a summary of the recent changes we’ve made:

I’ve attached our new case packing checklist and the below is a summary of the changes we’ve made:

  • Just One Case Packing Guidance Document – it used to be 4 different guides and the updated guidance has been attached for you.
  • Simplified Document Requirements – see attached!
  • New Case Discussion Call – if required, you’ll receive a call from our underwriting team to help them understand the case better.
  • New Early Valuation Option – can be paid for and instructed when the case is fully submitted (at the clients own risk).
  • Updated Country Checklist – we now accept Nigeria and most high risk countries (there are only 46 counties on our sanctioned list).
  • Top Slicing No Longer Accepted.
  • Application Fees – £149 for UK clients, £199 for Expats and £299 for International clients.
  • Validity Periods for New Applications:
    • DIP’s – 30 days
    • Applications – ‘Packaging’ Stage – Max 30 days or the case is cancelled.
    • Applications – Signed to Offer in 3 Months max!
    • Offers – Valid for 6 months.
    • Re-Offers – Additional 6 Months (New Docs and Val Required).
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