Here is the latest release from Gen H (Generation Home). To view our products or for more information and tools you need to control and develop your business, visit our website here or contact the Brilliant Solutions team.
Announcement
Gen H cuts rates across homebuying bundle and retention ranges
New rates, reduced by up to 14 bps, are now live for intermediaries on Gen H’s panel
Tuesday 12 November, LONDON, UK –– Fintech mortgage lender Gen H announced it would cut rates by up to 14 bps across its homebuying bundle and retention ranges.
The new rates are already live for intermediaries on Gen H’s panel.
Here are the highlights:
- Bundle rates up to and including 85% LTV are down by 9 bps
- Bundle rates for 90% and 95% LTV are down by 14 bps
- Retention rates are down by up to 9 bps
The core range is unchanged.
The homebuying bundle comprises a Gen H mortgage with conveyancing from Gen H Legal, the lender’s boutique conveyancing firm.
Gen H Legal operates independently of Gen H as a lender, and is driven by a team of highly experienced conveyancers and assistants. Gen H Legal is known for its proactive, tailored service designed to guide clients through their property transactions, and the team has a 5-star rating on Google.
These rate cuts come hot on the heels of Rachel Reeves’ autumn budget which declined to extend Stamp Duty relief for first-time buyers past April 2025. As a result, more first-time buyers will be hoping to complete before the relief ends. These rate decreases will help support more of these buyers as they move quickly to find their place on the property ladder.