Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Hinckley & Rugby Update

Hinckley and Rugby Building Society has updated its product and criteria, the details are below.  These products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business. 

Exciting news – improving affordability just got easier!

We are about to return to the 95% Joint Borrower Sole Proprietor (JBSP) market.

Our products may be able to help your clients improve their affordability and get onto the property ladder.

Over the past few months, we have continued to see a strong demand for higher LTV mortgages, especially now that house prices are rising. So, to help your clients who have smaller deposits, we have introduced two brand new JBSP fixed rate deals that are available up to 95% LTV and come with a free valuation.

Launching today, 28 October, are the following products:

  • 2 Year Fixed, 3.39%, £199 product fee, no valuation fee
  • 5 Year Fixed, 3.79%, £199 product fee, no valuation fee

Criteria restrictions apply, so please contact us using the details below to find out more.

Alongside our new product launch, we’re withdrawing the following mortgage:

  • 2 Year Fixed, 3.49%, £999 product fee plus valuation fees (maximum LTV 90%)

What is JBSP and how exactly can it help your clients?

If you’re new to it, then let us give you some more information.

Our JBSP mortgages allow a family member to join the mortgage, without being named on the title deeds, so that the main applicant can boost their income. This helps improve affordability, meaning their application is more likely to be successful.

This mortgage type can also be combined with our Tailored Term element, which allows the loan to be split over separate time frames, which could lead to lower monthly payments.

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