Brilliant Solutions

NEW OPENING HOURS –  Office now closes 5pm on Friday

The Brilliant Loans direct number, 01792 277 277,  is not currently working.

Please Call us via Brilliant Solutions on 01792 277 555, option 3

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

HSBC Update

By / 5th January 2024 / BTL, Product Updates, Residential / , ,

See the latest announcement from HSBC below.  Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

We’re reducing our mortgage products

With effect from Thursday 4th January, we’ll be making a number of changes to our residential and Buy to Let (BTL) mortgage product ranges.

Summary of changes:

Existing residential customer switching

  • 2, 3 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV decreased
  • 2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV decreased
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased

Existing residential customer borrowing more

  • 2,3 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
  • 2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV decreased
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased

Residential First Time Buyer / home mover

  • 2, 3 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV decreased
  • 2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased

Residential Remortgage

  • 2, 3 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
  • 2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV decreased
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased

Residential Remortgage Cashback

  • 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
  • 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased

International Residential

  • 2, 3, 5 & 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreased
  • 2, 3, 5 & 10 Year Fixed Standard at 60%, 70% and 75% LTV decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV decreased

Existing BTL customer switching / borrowing more

  • 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreased
  • 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreased

BTL Purchase / Remortgage

  • 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreased
  • 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreased

 There are no changes to any other interest rates at this time.

Further information

  • Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increased demand, wait times may be longer than usual. 
  • All evidential and supporting documentation must be provided within 30 calendar days of submission.
  • The product finder tool and sourcing systems will be updated for Thursday 4th January.
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