See the latest announcement from HSBC below. Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.
HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.
We’re changing our mortgage products
With effect from Thursday 5th October, we’ll be making the following changes to our residential and Buy to Let (BTL) mortgage product ranges:
We have removed our cashback incentive offering across a selection of 2 and 3 year fixed rates at 60%, 70% and 75% LTV for UK Residential First Time Buyer and Home Mover customers until further notice. The incentive remains available across higher LTVs for these customers.
Existing residential customer switching / borrowing more
- 2 & 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
- 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 3 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 85% and 90% LTV decreasing
Residential first time buyer / home mover
- 2, 3 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 3 Year Fixed Standard at 60%, 70%, 75% and 80% LTV decreasing
- 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
Residential remortgage
- 2, 3 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 3 Year Fixed Standard at 60% LTV decreasing
- 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
Residential remortgage cashback
- 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
International residential
- 2, 3 & 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
- 2 & 5 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
- 3 Year Fixed Standard at 60% LTV decreasing
- 5 Year Premier Exclusive at 60%, 70% and 75% LTV decreasing
Existing BTL customer switching / borrowing more
- 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
- 5 Year Fixed Standard at 60% and 65% LTV decreasing
BTL purchase
- 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
- 5 Year Fixed Standard at 60%, 65% and 75% LTV decreasing
BTL remortgage
- 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
- 5 Year Fixed Standard at 60%, 65% and 75% LTV decreasing
There are no changes to any other interest rates at this time.
Further information
- To secure existing product codes, please submit applications in full by midnight, Wednesday 4th October.
- All evidential and supporting documentation must be provided within 30 calendar days of submission.
- The product finder tool and sourcing systems will be updated for Thursday 5th October.