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Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most, their clients.
At Accord you can expect a common-sense approach in everything we do, with every case for every broker.
Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most, their clients.
At Accord you can expect a common-sense approach in everything we do, with every case for every broker.
We care because you do
At Accord, we know just how much you value your clients. You know them personally and you’re passionate about going the extra mile to help them. That's why we’re committed to supporting you to strengthen your relationships with them.
Jeremy Duncombe, Director of Intermediary Distribution at Accord Mortgages said:
"Accord is committed to supporting brokers to build the best relationships and get the best results. We’re always looking for innovative ways to support intermediaries and reviewing our products and offerings to ensure we’re providing the best possible service.’’
Accord BDM Rhiannon explains how our common-sense approach can help you. Watch our full common-sense video library here
Why choose Accord ?
Key Features:
- Expert BDMs and TBDMs
- Competitive product range
- Including New Build and Offset
- Common sense lending
- Direct access to underwriters
- Dedicated Broker Support
- Gross proc fee
Cascade Score
Cascade Score is an alternative product range to give another option to brokers whose clients don’t meet Accord’s higher loan-to-value (LTV) scorecard but do meet their standard scorecard.
Time Saving Technology
Accord have invested in new technology to make the application process quicker and easier than ever. So, there’s no need to re-key information when making residential applications.
Dedicated Underwriters
Once a case is placed a dedicated underwriter, who you can contact directly, will manage the case from start to finish.
Cascade Score
Cascade Score is an alternative product range to give another option to brokers whose clients don’t meet Accord’s higher loan-to-value (LTV) scorecard but do meet their standard scorecard.
Boost LTI
Accord’s Boost LTI range offers up to 5.5 times LTI for clients with household incomes of £60,000 and over who need a small stretch to their income multiples to achieve their borrowing goals.
Deposit Unlock
With up to 95% LTV on lending for new build houses, it’s a great way Accord can help brokers help more clients onto and up the property ladder, including those with smaller deposits.
A Buy to Let Lender, not just a Lender that does Buy to Let
Accord offers top-slicing, lower ICR for basic rate or zero rate taxpayers and like-for-like re-mortgages; new build, no minimum income and lending in Scotland, Plus our criteria allows first-time landlords, portfolio landlords, and landlords looking to Let to Buy, and we have a range of ERC free 5-year products.
Understanding the Need for Speed and Service
Speed of service is key to get brokers that lending decision quickly. That’s why Accord are always investing in technology to deliver improvements and efficiencies.
Offset Lending
Accord’s range of Offset mortgage products give your clients the best of both worlds to:
• Save money on repayments now or in the future, or
• Shorten the mortgage term
And your client can switch between these options if their circumstances change.
Direct Access to Underwriters
Once a case is placed a dedicated underwriter, who you can contact directly, will manage the case from start to finish.
Top all of that off with our competitive product range, higher LTV lending and up to 5x income affordability and we know you will be happy doing business with Accord.
Sign up today and join the 9K other brokers already signed up!
Click here for more info.
Lending with common sense
Common sense underwriting
We do cases that might surprise you, giving your clients high street product rates even if their needs are unusual.
Your own underwriter that you can call
Every case is managed by just one underwriter and you can call them direct.
Welcome call
Your underwriter will call you to discuss each case.
Service that works for you
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Expert BDMs and TBDMs that add value
to your business – UK wide.
-
Service standards on our homepage
so you can see how quick we are -
Dedicated broker support for new cases
by live webchat.
Mortgage Sales and Origination (MSO)
Accords mortgage platform – Mortgage Sales and Origination (MSO) system for residential applications. MSO makes it quicker and easier for brokers to submit new cases.
To see how easy an application is on the platform click on the links below:
Visit our website to find the current range of products we offer.
Products and criteria that help you, help your client
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Competitive product range.
Up to 95% LTV or Residential purchase and remortgages, 80% for BTL - Good affordability and interest only criteria.
-
Newbuild we’re a new builder lender,
not a lender who does new build
-
Offset with full online servicing
including interest only. -
Product transfers online
Complete your client’s offer online in minutes. -
Buy to let lending to Consumer
BTL, first time & portfolio landlords.
Tools and useful links
The Affordability Calculator will give you a quick estimate of how much your client.
Get a better understanding of the potential savings that your client could make by offsetting their savings against their mortgage.
Find out what we can offer your client
Quickly find specifics on our Residential criteria.
Quickly find specifics on our BTL criteria.
The essential resource for brokers who want to build their business.
How to submit business to Accord Mortgages
Access is quick, easy & secure and once you do,
you'll be able to submit new business to us.
Contact Details
Postal address for Advisers:
Accord Mortgages
Yorkshire House
Yorkshire Drive
Bradford
BD5 8LJ
