Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most, their clients.

At Accord you can expect a common-sense approach in everything we do, with every case for every broker. 

Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most, their clients.

At Accord you can expect a common-sense approach in everything we do, with every case for every broker. 

We care because you do

At Accord, we know just how much you value your clients. You know them personally and you’re passionate about going the extra mile to help them. That's why we’re committed to supporting you to strengthen your relationships with them.

Jeremy Duncombe, Director of Intermediary Distribution at Accord Mortgages said:

"Accord is committed to supporting brokers to build the best relationships and get the best results. We’re always looking for innovative ways to support intermediaries and reviewing our products and offerings to ensure we’re providing the best possible service.’’

Accord BDM Rhiannon explains how our common-sense approach can help you. Watch our full common-sense video library here

Why choose Accord ?

Key Features:

Cascade Score

Cascade Score is an alternative product range to give another option to brokers whose clients don’t meet Accord’s higher loan-to-value (LTV) scorecard but do meet their standard scorecard.

Time Saving Technology

Accord have invested in new technology to make the application process quicker and easier than ever. So, there’s no need to re-key information when making residential applications.

Dedicated Underwriters

Once a case is placed a dedicated underwriter, who you can contact directly, will manage the case from start to finish.

Cascade Score

Cascade Score is an alternative product range to give another option to brokers whose clients don’t meet Accord’s higher loan-to-value (LTV) scorecard but do meet their standard scorecard.

Boost LTI

Accord’s Boost LTI range offers up to 5.5 times LTI for clients with household incomes of £60,000 and over who need a small stretch to their income multiples to achieve their borrowing goals.

Deposit Unlock

With up to 95% LTV on lending for new build houses, it’s a great way Accord can help brokers help more clients onto and up the property ladder, including those with smaller deposits.

A Buy to Let Lender, not just a Lender that does Buy to Let

Accord offers top-slicing, lower ICR for basic rate or zero rate taxpayers and like-for-like re-mortgages; new build, no minimum income and lending in Scotland, Plus our criteria allows first-time landlords, portfolio landlords, and landlords looking to Let to Buy, and we have a range of ERC free 5-year products.

Understanding the Need for Speed and Service

Speed of service is key to get brokers that lending decision quickly. That’s why Accord are always investing in technology to deliver improvements and efficiencies.

Offset Lending

Accord’s range of Offset mortgage products give your clients the best of both worlds to:
• Save money on repayments now or in the future, or
• Shorten the mortgage term
And your client can switch between these options if their circumstances change.

Top all of that off with our competitive product range, higher LTV lending and up to 5x income affordability and we know you will be happy doing business with Accord.

Find out more about Accord, click here.

Sign up today and join the 9K other brokers already signed up!
Click here for more info.

Find out more about Accord, click here.

Lending with common sense

Common sense underwriting

We do cases that might surprise you, giving your clients high street product rates even if their needs are unusual.

Your own underwriter that you can call

Every case is managed by just one underwriter and you can call them direct.

Welcome call

Your underwriter will call you to discuss each case.

Service that works for you

Mortgage Sales and Origination (MSO)

Accords mortgage platform – Mortgage Sales and Origination (MSO) system for residential applications. MSO makes it quicker and easier for brokers to submit new cases.  

To see how easy an application is on the platform click on the links below:  

Visit our website to find the current range of products we offer.

Products and criteria that help you, help your client

Tools and useful links

The Affordability Calculator will give you a quick estimate of how much your client.

Get a better understanding of the potential savings that your client could make by offsetting their savings against their mortgage.

Find out what we can offer your client

Quickly find specifics on our Residential criteria.

Quickly find specifics on our BTL criteria.

The essential resource for brokers who want to build their business.

How to submit business to Accord Mortgages

Access is quick, easy & secure and once you do,
you'll be able to submit new business to us.

Geographical/Postcode restriction:

Accord BTL do not lend on properties in the following locations:

  • Scotland
  • Northern Ireland
  • Channel Islands
  • Isle of Man

  • Contact Details

    Postal address for Advisers:

    Accord Mortgages
    Yorkshire House
    Yorkshire Drive
    Bradford
    BD5 8LJ

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