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Your go-to lending partner for all cases aged 50-90+
At LiveMore, we’re proud to bring a ‘can-do’ approach to lending.
We welcome all kinds of income including pensions or rent income, investments, savings, salary and more.
We offer a broad range of mortgages from interest only to capital repayment. We’ll lend up to 85% LTV, with terms they can flex over time.
We also promise premium service from real humans who care – even in ‘not-your-average’ cases. Let’s work together to try to say yes to your 50-90+ clients.
We can help in all cases when your client is aged 50-90+, but here are some of the scenarios we see most often.
End of term – sometimes called mortgage prisoners, these clients are stuck on a high interest rate and no longer meet the criteria of their existing lenders.
Debt consolidation – clients who see an opportunity to reduce existing monthly payments and increase disposable income.
Bank of Mum and Dad – clients who want to help their children or grandchildren with financial support to get on the housing ladder or pay off student loans etc.
Purchasing a home – they aspire to buying their dream home or second home and can benefit from our human approach to underwriting.
Home improvements – clients who want to update their existing property can free up funds with our mortgages.
Inheritance Tax – clients looking to take a mortgage and then use / gift the proceeds to reduce the amount of family tax that might be due in the future.
We’re a team of leading experts with specialist skills in mortgage finance and innovative tech. Together we’ve created a portfolio of mortgage products exclusively for those aged 50-90+.
LiveMore works with intermediary partners to give this growing, but underserved, section of the market the extra financial freedom they desire. We do this by combining customer care, product innovation and advanced technology in ways that make it easy for people to live their later life to the full.